Solo 401(k) vs SEP IRA: Best for Self-Employed in 2025?

Solo 401(k) vs SEP IRA: Best for Self-Employed in 2025?

For self-employed individuals and small business owners, planning for retirement can be daunting. Without access to traditional employer-sponsored plans, the burden falls squarely on your shoulders to secure your financial future. Thankfully, two powerful retirement vehicles—Solo 401(k) and SEP IRA—can help. But which one is right for you in 2025? Let’s explore their key features, … Read more

How to Use a Roth IRA to Retire Tax-Free in the USA by 2045

How to Use a Roth IRA to Retire Tax-Free in the USA

Retiring tax-free might sound like a dream, but with a Roth IRA, it’s completely possible. As more Americans seek smarter ways to build long-term wealth, the Roth IRA has become a cornerstone of retirement planning in the USA. In this guide, we’ll show you how to use a Roth IRA to secure a tax-free retirement … Read more